One Insurance Mis-Step Can Risk Your Business

In 2008 Leo Welder started ChooseWhat.com. Within a year he was being sued by J2 Global for using the term “e-fax”. It was totally out of the blue and unexpected. Sadly, he found his insurance didn’t protect him from this claim. Yes, he purchased insurance but was missing coverage for intellectual property litigation. Both companies eventually settled but only after Mr. Welder had invested...
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Cyber Insurance: What is it? Do You Need it?

Technological advancements have revolutionized the way online advertisements, promotions, and shopping are done. This has brought immense benefits to companies, who have now found new ways to interact with the existing and potential buyers. The opportunity offered by social media alone is rich for companies that intend to conduct exhaustive marketing activities. However, social media platforms...
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Top 5 Insurance Products All Startups Must Have

Start-up companies are popping up quickly in today’s fast-paced world and entrepreneurs often find that they’ve forgotten to get essential business insurance to protect their company. While the owner may tell the board that the business has an insurance policy, this doesn’t mean that the company has the insurance needed. Every company needs insurance that is both adequate and optimized. To get...
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Time to Review Your Employee Handbook?

Many issues face a company when they are bringing on employees. These include basic pay, family and sick leave, as well as general employee welfare. These are critical issues but having and reviewing an employee handbook is also important. Largely how often you review your employee manual is a function of how large your firm is. The more employees you have, the more often you should review it....
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Wrongful Termination

Although many states are fire-at-will states, there may be circumstances that allow legal action to proceed against employers. For example, a firm that appears to adhere to a plan of progressive discipline actions prior to terminating staff members and then terminates an employee while failing to following that plan can be putting themselves in legal danger. In one example of this, the...
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