6 Steps to Take Following a Vehicle Collision

Vehicle collisions happen each day to drivers of all ages. They are part of life in big cities and small towns. Knowing the correct actions to take following an auto collision can have a lasting impact on insurance premiums and possible legal repercussions. Take the correct measures to stay protected. Here are 6 steps to take following a vehicle collision: 1. Get to Safety The action to take...
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Update Home Insurance & Cover Natural Disasters

Homeowners are taking too many risks with insurance coverage. According to a recent study by the National Association of Insurance Commissioners (NAIC), only a small percentage of homeowners plan for natural disasters when updating insurance plans. Approximately 4/5 homeowners are lacking sufficient insurance protection. Saving a couple of bucks today may cost a lot tomorrow. The Commission...
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Misleading Insurance Carriers Can Cost You

Drivers may be leaving some details out on their insurance policies. A lot of drivers it would seem, as a recent poll found over 80% of drivers fudge the details when obtaining a car insurance policy. There are a number of ways to save on car insurance from safe-driver discounts to policy bundling. Falsifying details to save money will likely cost more in the long run. According to the survey,...
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Personal Auto Policy Voided Because of Business Driving

Entrepreneurs utilizing personal vehicles for business may want to consider extra insurance protection. Making deliveries and service calls with personal vehicles may limit insurance coverage. This can be true for accidents while working or while on personal business. A local small business owner learned this the hard way. On the way to visit a friend there was a collision resulting in...
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Watch Out for Deer

Fall is here in full effect. With the red and golden landscapes, hot cider and crisp air comes an increase in car insurance claims due to animal-related crashes, especially from deer. November is the peak month for deer-related crashes nationally and Virginia leads with the highest number of occurrences. Because of this, the State Corporation Commission’s Bureau of Insurance encourages all...
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What Flood Insurance Covers

This year, hurricane season struck in full force. Homeowner’s in many states are beginning the long process of rebuilding after the effects of hurricanes Harvey and Irma. For many, this is the first time filing a claim for flood insurance. Often, after a flood homeowners are surprised to find they lack sufficient insurance coverage. Flood insurance is separate from home yet in some Gulf states,...
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